Before opting for a health policy, individuals should go through the entire specifications of the product, including the coverage, exclusions, waiting periods, and sub-limits, if any, along with the premiums, and opt for a product only after evaluating their requirements.

Ownership of life insurance by Indian women residing in urban areas witnessed a sharp increase, reveals a recent study. In a 12-month survey that ended in January 2020, life insurance ownership witnessed 8 per cent increase up to 67 per cent. Comparatively, life insurance ownership by men witnessed 3 per cent increase up to 71 per cent, during the same period.